Vehicle Buying Advice

I’m pretty sick of the decision making here. My old car was just totaled in an accident and I got $2,000 for it. I had it for over 10 years, so that’s pretty good.

I live in Los Angeles and I have to move at the end of February so I don’t know how walkable my next neighborhood will be once I find a place. My current one is ok. I can get to a grocery store and a couple of coffee shops and bars. But I can’t easily get to a friends house and I hate the public transportation here. I also have So I think I need a car. If somebody wants to try and convince me I dont, I’m all ears. I hate owning a car.

All that being said, I think I’m going to buy a new vehicle in the next week or two.

For my personal financial situation, I have $230,000 in savings/liquid investments so I’m just planning on pulling money out of that and paying cash for whatever I buy. I make $150,000 and my wife makes $100,000. She has a car with 80,000 miles that’s completely paid off and we have no other debt. We’re paying $2500 a month in rent right now and would like to buy a house if prices ever get reasonable around here.

There are so many options out there and I’m not sure what to do. My normal MO would be to buy a certified used Toyota vehicle. But they’re so god damned expensive right now, it made me start to consider other options. If I’m paying $25,000, I might be able to get a new vehicle for a similar price.

I’m interested in EVs for helping the environment, and it just seems like the right direction to go. I also just generally think they’re cool. Considering all the incentives, they’re seemingly cheaper maintenance, and the gas savings, I’m wondering if they’re not as much more expensive as they seem than a comparable gas car.

I do have some fear of where I’ll be able to charge it though considering I’m currently street parking. I wouldn’t be opposed to paying to park somewhere a bit to protect it, and possibly charge it but I don’t even know if that’s possible? It feels stupid to let this block me, because I want to keep the next car I buy for ten plus years, and I don’t want to make the decision based on a temporary inconvenience.

Anyway, my budget is relatively arbitrary on the car, but I just don’t really want to get ripped off, yknow? I’m trying to not be stupid about it. Should I get an EV? Should I get like a brand new Subaru crosstrek for $28,000? Should I get a new rav 4 for $30,000? Is spending cash smart, or should I try and finance it if I can get a low or zero percent interest rate? Should I just get a car with 100,000 miles for $14,000?

I do like to use the car for weekend trips to go hiking, camping and mountain biking. So I do get to some relatively rough roads. Nothing insane though

I’m looking for a bit more cargo room than a sedan, but not a lot. I want a decent sized backseat for my family of four. Just feeling overwhelmed, and all advice is welcome.