What do I do with my savings

Stats: income-68k. Roth 401k ~20k (8%+3% match). Savings -50k. No debt. Living expenses- 1500$-2000$/month. Healthcare costs ~10k a year.

Hey y’all I am a working stiff in my early 30s. I’ve had stable employment over the last 5 years and have been lucky enough to save some change. I have no financial knowledge and come from humble beginnings. I have an underlying heath condition, and need to keep a healthy emergency fund in case things go south and I spend alot on healthcare as it is.

I am not sure what to do with my savings. On one hand it seems odd to have 50k in my checking account, but I am hesitant to move funds where they may be harder to access. I plan to keep saving ~50% of my income going forward and I am not sure what to do with the additional funds. Again, I have no financial know-how. I am looking for advise on methods of passive investment.

Thanks in advance