Hi all,
I had a student loan from the 90’s. I deferred as my salary was low. In 2016, I started getting debt collection letters from Dryden Fairfax – I had no idea Erudio had taken over the student loan. I never received any previous communication from SLC or Erudio about the changes.
In 2018 and 2019, I wrote to them saying I never received correspondence from Erudio about all the changes, the option to defer, etc.
Recently, Dryden replied with copies of letters informing me of the changes and a “letter” with an option to defer. Some of these look fake.
I recently looked at my SLC account online ( it has letters uploaded to my account), and they sent me an end-of-deferment pack at the end of 2013 to the correct address (where I was living at the time). however, the copy of the SLC letter that Dryden recently sent me (dated 20/3/2014) has a very old address from 2001/2002 – so it looks like a fake letter; also, that letter isn’t uploaded to my SLC online account. Is it worth checking this with SLC?
Also, Dryden sent me a copy of the LETTER OF ASSIGNMENT from Erudio – dated the same date as the “fake” letter from SLC (20/3/2014). Also, with the old address from 2001/2002 -, it is very odd, especially if SLC sent me a genuine letter to my address at the end of 2013. Surely, I would have received something to the correct address.
In 2017 – 20th April – I stupidly paid £25 to fend them away. I also now realise 6 years have passed between the last acknowledgement of the debt and the current date.
Can I send them a statute-barred letter?
Many thanks,
Clara
You may find these links helpful:
– [Student Loans](/r/personalfinance/wiki/studentloans)
– [Student Debt Relief Megathread](/r/personalfinance/comments/wxme1a/student_debt_relief_megathread/)
– [“How to handle $”](/r/personalfinance/wiki/commontopics)
– [Debt](/r/personalfinance/wiki/debt)
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/personalfinance) if you have any questions or concerns.*
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This is a very well thought out webpage. Very informative and a great read.
Please provide me with more details on the topic
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