Teacher retirement question

Hello! I’m 53. I worked in a public school for several years, but not long enough to draw retirement. If I leave the money in my account for two more years, I’ll get about $900 per month after taxes. If I take it out, after taxes and penalties I’ll have about $60,000. Real estate is fairly cheap here and I’d like to combine the money with a bit more of my savings , and buy a condo or small house that would net me at least $1200 per month. I don’t have any debt besides my mortgage. What should I do?