Hello, I just realized that my current target date fund that I defaulted in to signing up isn’t exactly the percentage of asset allocation that I desired. I am in my late 20’s now. I just wanted some feedback since I am pretty new to 401k and investing in general. I attached a screenshot below for the option of funds that I have to choose from. Looks like I dont have the option to post photos here unfortunately. So I will list them here below and I will exclude the target date funds for now to save some space.
**My available options are:**
ARIIX, RNWGX, DCZRX, **FXAIX**, **FSGGX**, FSMDX, FSSNX, FSNAX, JDMNX
GOGIX, JMVYX, MWTSX, MINJX, NRLCX, PCRIX, PRRIX, PIMIX, PFGKX, VTABX, WCMSX
I was just thinking of 75% FXAIX, and 25% FSGGX to cover both domestic and international. But I am only covering large cap market and so I don’t think this is the best idea? Ideally I would like to cover as broad range as possible.
Maybe I can do 50% FXAIX, 15% FSMDX, 15% FSSNX, and 30%FSGGX?
Let me know what you guys think