Hi all,
I have some cash sitting in my bank account that gives 2% / year. I would like to invest at least part of it (inflation etc.) knowing that I will probably need it back in 1,5 years. What would you suggest?
I live in a country where there are no taxes on capital gains, which I would of course prefer if possible.
Thank you in advance
For money you need in a short period of time and you definitely can’t lose principal, the safest place to put it is in an HYSA. There are accounts paying more than double what your bank is paying. Try UFB Direct – that’s where mine is.
You may find these links helpful:
– [“How to handle $”](/r/personalfinance/wiki/commontopics)
– [Investing](/r/personalfinance/wiki/investing)
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/personalfinance) if you have any questions or concerns.*
I wouldn’t risk investment, I’d do bank CDs (if Europe has that).
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