what can i do as a 16 yr old with $300 have a job where i make roughly 250 a week March 29, 2023 by paysite Uncategorized 94
put it in a bank basically. You are 16, not time to be locking your money away into investments.
For young people in the US and other developed countries, [**this advice**](/r/personalfinance/wiki/teachme) will apply pretty well if you are roughly between the ages of 15 to 20. You may also be interested in our [**reading list**](/r/personalfinance/wiki/readinglist) which also includes some videos.
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Save all your money until you can open a Roth IRA and max it for 10 years straight and you’ll be pretty set for retirement at a young age. Not completely, but the compounding power of Roth at an early age is insane.
At this point in your life, the biggest investment you can make is in yourself and the skills you’ll need in the future. I’d save as much of that money as you can; a plain old savings account is fine. You’re only 16: In just a few years, you’ll be exploring opportunities for whatever comes next in your life. Those opportunities will probably come with some expenses – which is the moment the savings you put aside today will have great value for you.
Start a rainy day fund and save 2k in there. Anything else put it in an ETF in the stock market
Obtain the first tools for the use of marketing, sales of product services.
[deleted]
Assuming you are still living with your parents, I would start putting $50/week (or whatever you can afford) in a dividend paying stock or ETF. Trust me, you will thank me later. Advice from a 36 year old investor who wishes he started back when he was 16.
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