I am considering moving from a small local CU to a more established CU/bank, primarily because you have to pay for everything here, checks, debit cards, and ACH TXs take forever, and extended deposit holds. The other feature I am interested in is eBills, don’t know if it’s that good to have, but it would be handy to keep a tab and be current with my bills/credit cards. Also, free bank checks and official checks is the criteria I am looking for.
I have USAA, joined years ago as a non-military. Some time ago, they began cleaning up and kicking out for any reason non-military members. They closed 1 checking (because I rarely used it!?), but not the others. They closed my CC w/ over $15k just because. So I am a bit scared to establish with them, but I love the speed of ACH TXs.
I should add Discover, but it seems they no longer offer checking accounts. Is it accurate?
I would also add Navy Federal CU, I have a couple of accounts with them.
I am looking for a somewhat solid base checking account. Would you please recommend? Thank you.
I’ve been with Navy Fed for years and no issues. PenFed I have just to have a local savings that pay a little higher than a regular savings. But my EF is with Capital One. They are not bad for checking/savings.
Those all look fine. I have both an Ally and Alliant account and both are fine, and I’ve heard USAA is great too. Just pick one and use it. It’s pretty easy to change bank accounts, so there’s really not much to lose.
Has PenFed updated their online banking? When I closed my accounts it felt like a time machine back to 1999.
Does anyone know why Simple checks for checking accounts are more expensive through some institutions and credit unions than others? It seems like they’re using the same company to fulfill check ordering.
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