I have a somewhat complicated situation with regards to work but I’ve been looking at apartments near my work.
There’s a lot available, but the problem is that 1: I don’t have very many references because I finished school doing cyber & am introverted, 2: I don’t have any credit history, and 3: I’m currently just a relief position. I currently make at least 3x than I would spend on rent, because my relief position pays very, very well, but I just started it in October.
This will be a long-term job and I will get full time as soon as it’s available, but I cannot get full time yet since I live so far away.
Would any landlords understand this? I can pay for 4 months rent + security deposit, but I’m not sure if they would take me still. Is there any advice for getting an apartment without having much history? I am not looking at corporate stuff. I live in Ohio, if that’s any help. Thanks!
Absolutely, but it will be an agency that will probably want first-middle-last plus a deposit. Do an initial walkthru with the agent, point out existing damage, and take pictures of everything before signing. Read the contract. Seriously, read the fucking contract before signing. Also, nobody cares about your story they just want your money.
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Did something similar when I was your age….back in the late nineteen hundreds. Paid 1st + last and 6 months all up front as I had no credit history and was a waiter at the time. So, yes its possible but it’s a conversation you need to have with the property management, maybe don’t actively offer up employment ft/pt status–let the money do the talking for you.
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The landlord’s concern is always risk, so if you can alleviate their risk then you are going to be fine. No credit score? Show them pay stubs, and offer to pay for a large chunk upfront. I once paid 6 months rent upfront to secure an apartment.
Make sure to build credit though. Get a credit card and treat it like you would a debit card. Pay it off fully every month (use auto pay). For some reason a lot of people have trouble with credit cards where they see the available number and somehow think that it’s their money to spend… makes no sense to me because to me it looks like a trap.
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UPDATE: Although I’m sure nobody is paying attention to this thread anymore, I have gotten accepted for the perfect apartment for my situation. It is in large part due to the advice generously gifted to me by the numerous commenters. Thank You!
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