With the next morning being the start of a new year I will be putting some money aside for my 2 kids (5yrs and 3 yrs). I have opted for the Utah 529 plan wanted to know if this is a good choice and how much money should I put aside each month.
I tried to get this answered from the internet but got even more confused.
Advise and response appreciated.
I also used the Utah plan for my kids. 100/mo/ea for my 3 kids will leave them with ~40kish for school. My kids range from 6 to 12, so vary account values. The real question is what can you afford? $300/mo for my family is reasonable, not for everyone. If my kids want fancy schools maybe we kick in some cash, but I’d also love my kids in skilled trades so don’t want to put in too much.
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I use Utah as well. I put $10k per year up until age 12 then switched to UTMA at similar level. They each have $300k now on $120k investment.. first entering college next year.
this is just my story.
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One child. Doing 10,000/yr for now and figuring it out later on as she gets to high school. Probably won’t ever do a UTMA. Any left over money will just be kept for her kid(s).
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My kid will get free college from my current university as I’ve worked there (prof) long enough to qualify. I currently put in about $50/mo and they are five. That will likely increase in the fall when I get a big pay raise. If we stay here, she will have enough for rent in a pretty swanky apartment.
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