Context.
I hit a rock the other day in my 05 trailblazer, it needs a new radiator support, skid plate, lower baffle, radiator assembly, AC condenser, and power steering cooling assembly, minimum. I paid 6,000 usd for it 5 years ago. The trailblazer has 165,000 miles on it, and as far as I know the original transmission and engine. The total cost of Repairs is estimated (minimum) 3,700 USD. The estimate was given to me at a glance, there may be more that needs replacing.
I have started looking at a new car as an option. A 22 Toyota Rav4 XLE with AWD. The MSRP for the specific car I’m looking at is 32,684 USD. I’ve never bought a car from a dealership before and am unsure what hidden fees may exist. California Sales Tax is 7.25% what else do I need to look for if I’m buying it outright? And if I choose to finance?
TLDR;
I hit a rock in my car that I paid 6000 USD and put maybe 3000 into since I owned it.
Should I get it repaired for 4,000-6,000?
Buy a new car outright for 33,000 USD?
Put 15,000 down and finance the rest to aggressively pay off?
My partner and I both make 17.00 an hour and have a fixed rate mortgage for 850 a month. Electric is 70, propane is around 150 ( varies because we don’t get shipments each month), water is 60 a month. Food is 400 a month.
>My partner and I both make 17.00 an hour
That’s not a lot of money to be dropping ~$35k on a new car.
I’d get a better quote on repairs and, if too high, consider something a bit less expensive
How much of the spare money do you have a month? After all bills and food etc
Reconsider dropping $35k on a car. Even at a 6 year rate your payment would leave your debt to income ratio in the negative for a long while. Look for a more reasonable car around $16k or so.
take it to a mexican mechanic or take it to mexico. cheap repairs.
If you’re going to spend $15k just find something you can pay cash. It will take some research but I’m sure you’ll find something eventually.
> Should I get it repaired for 4,000-6,000?
> Buy a new car outright for 33,000 USD?
Uh… there’s a middle ground there, which is “Buy another car for 10-15k”
I’d get a bunch of the parts at the salvage yard and put them on
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