Are they pretty good? What banks offer the best deal when it comes to checking accounts at the moment? Would like to join a bank that has no overdraft fees if possible.
Are they pretty good? What banks offer the best deal when it comes to checking accounts at the moment? Would like to join a bank that has no overdraft fees if possible.
I signed up with chase over the summer and got a free $300 after my first direct deposit. That being said, not sure they’re still offering that promo.
They do have overdraft fees, however you can turn off the overdraft protection.
If you are worried about overdraft fees, then Chase is not the place to be. The less money you have, the worse that bank will be for you.
Try Capital One, Ally, or Discover. Maybe look at a credit union if you want a physical branch close to you.
I bank at Chase and have never had any problems. Customer service has been friendly and responsive, and the app allows you to do quite a bit. Just opt out of the overdraft protection.
Join a local credit union instead. They offer comparable rates, as the big banks. Plus you’re supporting a local business..
The mega banks offer you very few upsides and a lot of headaches. I’d advocate for a combination of Credit Union if you need local branches and one of the better online banks (like Ally) because the savings accounts will actually pay decent interest. Also with those options I’ve experienced better customer service
The retail banks (Chase, BoA, WF, Citi) have nothing going for them. Customer service is terrible. Interest rates are bad. Nonsense fees all otlver the place. Some of them will even illegally sign you up for shit (Wells Fargo)
Agree with the poster that recommended a good Credit Union and a good online bank.
If you live in New York they are great. They have atm branches everywhere. Other than that they not that special. Just a regular bank account with maintenance fees if you get under a certain amount if your bank account
I’ve had them for the past 15 years
Your local credit union is best. Chase will phuque you monthly, and whenever they can.
Banking, meh.
However their rewards credit cards are A1. But that’s not a story ~~the Jedi~~ r/personalfinance would tell you…
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