Should I be freaking out about 0.25% management fees for my Roth IRA?

Hi all,

I’ve been contributing to my Roth IRA via Betterment for about 8 years, and just realized this month they have a .25% annual active management fee. After considering the compound effect, I realized this amounts to several hundred thousand dollars of loss over the course of my lifetime. I’ve also learned passive index funds often outperform active management on average. Two questions:

1) Would you recommend leaving Betterment for a passive fund? (Leaning towards yes…)

2) *(most important)* What company/tool do you recommend I switch to if so?

Thank you!