I currently have a $5500 debt with only $6000 available credit on my credit card after a rough patch. My credit is just getting back to a 620 so I don’t qualify for a balance transfer card anywhere currently. I make about $4800 a month now, but live in a high col area so I have around 3200 in total monthly expenses.
Should I move my money into my credit card account from my checking account every pay period until everything is paid off? I am projecting to have this paid off within six months, but would this make the process easier?
Any other advice would be greatly appreciated.
Pay off the card balance as quickly as possible stop pay the CC money!!
yes high interest debt will drown you. needs to be a priority to pay off
No you do not want to move everything over to the card and then keep spending on it. Keep enough for your bills and then throw the rest at your credit card. It’s very important to not put new purchases on it right now.
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