I’ve been disputing a double charge bill from Transworld systems inc who bought my debt from the hospital about three years ago. Every time I dispute on credit karma for being fraudulent they send me a letter to fill out for a police report. I’ve called them in the past and I have been willing to negotiate a closing price with them but they never go through their word and I never receive a letter for settlement. I explained this on credit karma dispute and this last time I won again. The only time they send me a letter is when I win these disputes and they mention they will contact the creditor for verification. I’m just hoping this time they dont reopen it and it’s final.
What do you guys suggest to do? Anyone with experience dealing with this company ?
It sounds like your problem is with the hospital. As long as the hospital continues to provide documentation of the debt, transworld will be able to continue providing that documentation to the credit bureaus (and to you), and it will continue to be on your credit report and transworld will continue trying to collect on it.
Are the charges valid or not? The dispute process with the credit bureaus is meant for invalid debt. But it sounds like this is valid debt therefore the dispute process will never remove it.
Disputes are temporary if not fixed at the root. You have to work this out with the debt collector since the hospital has sold it or assigned it. Never use CK to dispute, it is useless.
Get it solved. Call them.
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