I feel so stupid for this. I really just had a mini heart attack thinking I lost my card. And it just magically appears in my pocket. Now I just had it cancelled for no reason and will have to wait 7-14 business days to use my funds again. Can I just call and say I found the card and use my original card?
Depends on the bank
Worth a call or visit to ask.
Not usually, no. Cancelled is cancelled, and since you didn’t know where it was for a time, they’re not inclined to reactivate it regardless.
But certainly call and ask.
They usually can’t reverse a cancelation. It’s pretty much instant and would be a security risk to reactivate.
This happens all the time! Just did it myself awhile back and my wallet was just on my darn cabinet in my office 😬
Our ban allows you to ‘turn off’ or ‘turn on’ your card on line. Not sure if all or other banks allow this. Also, if you use the app, you might be able to use that before your card arrives. Also, our bank will overnight it ( three days instead of 10 days). Worth asking about.
More safe for both you and the bank to get a new card.
When I was in my early 20s I lost my wallet. Was super upset and after giving up finding it I cancelled everything in it and started over. Then I cleaned my room…it was there. On the floor. Under some clothes. The embarrassment is ingrained in me. 20 years later I still think about how bone headed it was.
Generally no. When a bank has a card reported lost or stolen they dont want to take chances that someone found it or took a picture of it or anything, so reporting it lost is a cancelation that can not be undone. You can always call and ask and cross your fingers that your bank is different from the norm, but its not likely.
Probably not if you had it canceled, but you can likely go into a branch and have them make you a card that you can use on the spot.
Unlikely. The card number is no longer valid to use.
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