I will try to make it brief.
I recently moved back to the USA, and I have a regular paid (linked to my SS#) T-Mobile line.
I got a car loan through the help of a family member’s score, and when I was the the dealership everything seemed smooth but I remember them putting in the wrong phone # to use, and I corrected them
Now about 2 months I have strange issues:
1. Some bank can’t verify my because they say the t-mobile line # doesn’t seem to be connected to me, but they can verify me with the wrong number the dealership used.
2. Both Experian and TransUnion do not show the T-Mobile line as “my line” AT ALL, but they show the wrong number the dealership used.
The stupid thing is that I see an old Skype number in the credit report, but no the new latest LEGIT t-mobile line I bought.
What’s the best way of removing that phone number or at least adding the new t-mobile #?
Do I contact the 3 credit bureaus or the loaners or…who?
Thanks 🙁
I would dispute the incorrect phone numbers listed on the 3 credit reports.
Idk man I would not want any of those peeps to have my personal cel #.
The credit agencies just report what was sent to them. They won’t have your number unless you listed it with a creditor.
You can do one, or both of the following:
* ask your lender to update the records
* dispute the number on your credit report. It is not yours and is thus incorrect. By law you can have this (the number) removed
You have an open car loan, do you have any other open credit accounts.
Call up all these banks and make sure they have you updated with the correct phone #.
Give it a good 2 months to update on your credit reports. I honestly don’t recall if they report this to credit reports or if they only get the info from new credit inquiries
Then just go ahead and dispute with Equifax, Experian, and Transunion.
Documentation is not required.
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