TLDR; I am a college student looking for a refinance loan to buy out a lease from South East Toyota.
​
My lease for a 2020 Toyota Corolla is about end by the end of the year and due to the market right now being really expensive, I am trying to keep my car. My car is on a lease and I want to buy it out from the leasing company that I have it with, South East Toyota, for about $15,000. I am having trouble finding places that would give me a loan, much less for $15k because I am a college student, with a short credit history, and am only working part-time.
My parents are helping me pay off the monthly payment for the lease so I haven’t really had to worry about it cause they wanted to take it off my shoulders so that I could save some money. However, I am now trying to be more independent and that means paying for my own car and everything that comes with that responsibility. My mom is willing to be a cosigner so the credit history and yearly income requirements can be met, but we are still having trouble finding companies that would lend to us.
I have found multiple places that would allow me to get a personal loan, but the figures that many places have given me would make me pay more than $20k over 6 years, which is too high an interest imo.
Has anybody ever been in my situation who can share their experience of what they’ve done? Can anyone tell me where I can get an auto to refinance loan with fair rates?
First of all you don’t buy a car unless your income is twice what the car costs… so you need to be making $30,000 plus a year. And you’re a college student.. you don’t need a $15,000 car
Think more like 5,000 and work really hard to find one at that price range
And shame on your parents for enabling you to be burdened with this debt and trying to further push you into more debt that you really can’t afford.
Parents that are financially responsible with their own money usually are not going to encourage this type of behavior
The very next time I read a blog, Hopefully it does not disappoint me just as much as this particular one. I mean, I know it was my choice to read, however I actually believed you’d have something helpful to say. All I hear is a bunch of whining about something you could fix if you were not too busy seeking attention.
룰루바둑이게임총판
https://smilerici.tistory.com/440
https://download.beer/wp-content/uploads/2021/01/battleground-feature-image.jpg
It is my belief that mesothelioma is usually the most deadly cancer. It contains unusual qualities. The more I really look at it a lot more I am certain it does not behave like a real solid human cancer. In the event that mesothelioma can be a rogue virus-like infection, hence there is the chance of developing a vaccine plus offering vaccination to asbestos open people who are vulnerable to high risk with developing potential asbestos connected malignancies. Thanks for revealing your ideas on this important health issue.
https://love1718.tistory.com/tag/신한생명무료사주
https://new-software.download/windows/ldplayer/
https://download.beer/wp-content/uploads/2021/01/goodbyedpi-image-2.jpg
https://acase.co.kr/60