Title mostly, mother gave me a bill that has a corner partially ripped off, is it still usable, if not do I just throw it out?
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Pretty much a standing rule as long as 3/4 of the bill are present they can typically take it some other people will tell you as long as three corners are there they can take it the other thing used is if both serial numbers can be read they can take it.
Effectively all they’re trying to do is make sure that you don’t take the remaining portion of the bill and have enough to try to turn that in.
If you have a good relationship with your bank bring it to them I virtually never turned away a ripped bill from a customer but I would for a non-customer if it was below the limits we typically accept
The US government considers bills valid if you have 51% of it (49% is worth nothing). If merchants won’t take it, banks normally will (damaged bills filter back to the Federal reserve and are destroyed and replaced).
You say partially. A bit of clear tape will do wonders.
It’s still valid. You can always bring it to a bank to exchange it if you’re afraid someone won’t accept it.
If it is damaged beyond what a bank can accept, you can still potentially get a replacement from the Bureau of Engraving and Printing by filling out a mutilated currency redemption claim. https://www.bep.gov/services/mutilated-currency-redemption
My recollection from being a kid in the ’70s is that so long as you have both serial numbers, it’s still legal tender and can be exchanged by a bank. Even if the bill is torn in half.
Things might have changed in 40 years…
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