Bank of America put a hold on and then subsequently closed my newly opened checking account with zero explanation. I was trying to transfer across a substantial amount of money to qualify for platinum honors status, apparently that set off some red flags.
If they don’t want my business fine, I’m happy to take it elsewhere, but the fact that they’re allowed to drag their feet like they are is ridiculous and should be illegal. More than a week after my account was locked it’s still under review. They won’t even give me an ETA on when they’ll be done and I’ll get my money back.
It’s not a huge issue for me but this kind of nonsense has the potential to financially devastate someone.
I should have known better than having anything to do with BofA given all the horror stories. I’m putting this out there as a warning to others who might think those stories are exaggerated, or only happen to people doing shady things. I have (or have had) accounts with 10+ other banks and brokerages and this is the first time anything like this has happened… I don’t think it is a coincidence that BofA is involved.
Ya I had a similar thing happen to me recently. Saw an ad for a SUB for opening a checking account, and figured why not? I opened the account online and then switched my direct deposit over to BoA to avoid maintenance fee. A few days later I realize my log-in credentials aren’t working, and it says to recover the account by giving the account number which I can’t access because I’m locked out. I eventually find time to call BoA and turns out my account wasn’t opened after all, but I never got a notice of any sort. My paycheck got delayed from this debacle. Told them I don’t want an account with them anyways dealing with this shit. BoA sure could theoretically work adequately for some people, but it’s really not worth it, even for a SUB.
years ago I had bank of America. a 1 day road trip took 3 days because they kept locking my debit card every time I got gas. so I drove 2 hours to my nearest bank of America. withdrew my cash and closed my accounts.
had them for like 5 years before hand. always would add little $30 fees. I would call them up. they’d say sorry and remove it.
shady bank all around.
Did you have a question? Or are you juat mad at Bank of America and wanted to vent?
I mean ive used BofA for 30 years and have never had a problem. Not sure what you did nor am I sure it wouldnt have resulted in exactly the same thing with other banks. Have not heard any “horror stories” about Bank of America so not sure what you mean there.
I had similar happen in 2016 with some business accounts. Closed and a check issued to me a month later. I’ve banked with them heavily since though.
Even with these headaches, there’s still no other bank that touches their benefits – unfortunately.
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