I am really in need of some money, like $8K. Moving to a different state, and just spent a few thousands fixing my car. I had a car loan with Wells Fargo, and a mortgage with US bank a while ago. Should I got to either one of these, or credit union near me? What do you guys think? I’ve never been in a situation like that before.
How much interest would it be on a few thousands dollars loan?
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> I am really in need of some money, like $8K. Moving to a different state, and just spent a few thousands fixing my car. I had a car loan with Wells Fargo, and a mortgage with US bank a while ago. Should I got to either one of these, or credit union near me? What do you guys think? I’ve never been in a situation like that before.
do you have a job if you’re moving?
you’re not going to get approved for a loan if you’re not currently employed
You can try AMM protocols, sometimes they’ll have positive borrow APYs
The lower the interest rate, the lower the interest you pay. Credit Unions seem to offer better rates in my experience.
To keep it simple (not discussing compound interest), 10% interest on $8,000 would be $800 a year or about $67 monthly. The more of the initial loan (principal) you pay off, the lower the interest payments.
What is the $8k for? That sounds like a lot of money to refill after a car repair.
Is your income to debt ratio healthy?
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