So I’m 28 and earning $115,000 working remote and live in South Florida; paid off all my debt. I’ve been looking into buying a house the last year and a half or so. Obviously the market has been crazy. I’m not looking to buy anything major, just a 3/2 around $330,000. Houses are also incredibly expensive in my area and my cousin was able to get a 4/3 house with 9 acres in Georgia for the same price of a 2/2 down here.
My question is should I continue to try to buy a house if I may move to another state within a year? What if the market crashes? In the past people have told me that owning the house is what’s important because it puts equity under your name, is that still true if the market crashes? If I buy a house and decide to move to another state will it be easier to do so if I own this property and rent it out? Was having a conversation yesterday and someone mentioned a high chance that south Florida will be under water within 60 years due to climate change and that spurred my thinking.
Really have no idea what I’m doing and just looking for some general guidance.
“My question is should I continue to try to buy a house if I may move to another state within a year?”
No. Not unless you’ve found some amazing well below market deal anyways…
You’re well poised to buy a house it sounds, *if you plan on staying in it for at least around 5 years*. This is not a hard and fast rule, but the transaction cost really eat into the value of buying if you plan on selling short term.
But dont try and play the game of timing the market. You either want to buy a house, or you dont. If you want to buy a house, and plan on living in that area for around 5 years or longer, then its time to buy.
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