Here’s the situation; I am a Union Pipefitter apprentice I’m 29. I make about $39.
I’m only in my 4th/10th pay period. $3.5 raise in july. And every 6 months. Till I reach ~$70h/hr
I’m putting away 4/hr into HSA plan, and 6/hr into my 401k.
I have been maxing out my ROTH IRA every year for 3 years now.
I have a acorns, fidelity brokerage account, Fundrise, and crypto.com account
Savings of-~10 k
0 debt and pay off my credit cards in full every month. With charges just to keep them active.
Here is my monthly budget so far.
Apple Music -15
Fidelity Roth IRA-500
I’m splitting rent of 2600 w/ my partner.
My weekly 40/hr net check is $900.11
How much money a month should we be saving? Rather than investing long term?