I recently bought a home and my insurer State Farm has suggested I bundle my auto with my homeowners insurance.
I recently moved out of state so I need new auto insurance to register my vehicle in the new state.
State Farm originally told me the bundle would cost me less monthly premium but is now telling me the month premium will be higher due to an auto rate increase.
Does anyone have recommendations on a better insurer I can switch to to bundle my services at lower cost?
Also any experience or anecdotes about “Snake Farm” as I’ve heard them referred to, would also be helpful. Thank you!
Notes:
Auto premium: $1559.50 annually (new quote), current $1356.00 annually
Homeowners premium: $1077.00 annually
Auto & homeowners insurance is a commodity product. The policies are more or less standardized. Stick with the bigger companies and choose whomever is cheapest. There will be people who love a particular company and people who hate a particular company. everyone loves to hate insurance companies (self included). Bundling your home and auto will get you a discount on both so that is why you “bundle.” So make a few calls to the big companies (I’d avoid the web sites and those aren’t always as accurate) and get quotes.
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