I am in a postbacclurate teaching program that is split into 3 semesters. Tuition is 4.3K/3.3K/3.3K.
My aid for this semester is:
Subsudized: 2750
Unsub: 3500
Teacher Waiver Fee (?): 455.
Anyways, the total offered is 6705. Do I take it all?? How does that work if my tuition is 4.3k for example?
What will my payments be like after i graduate? Lol thank you for any advice.
Do you need to take it all or any would be my first question. If you are already in the program and can’t pay for it up front only take the bare minimum.
Subsudized just means you don’t pay interest while you’re still in school.
You could. The more unsub you take the more you have to pay back before you ever make your first payment, as they will accrue interest over the next year and a half.
I don’t know what student loan interest rate is right now, but you basically take the total (6705)/12 (months in a year)/10 (years to pay back)=$55.87/month, before interest. I’m too lazy to show interest, but $60-$80/month is about right, assuming you take no more loans. It grows lineally + interest if you do, a second year of loans doubles the monthly payment.
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