It’s a 2012 Chevy volt with 72k miles. KBB values a 2012 Chevy Volt with 85k miles at around $10k.
I think the car is a gimmick, it’s EV range is 30 miles, it needs to be charged every night. The Internal combustion engine struggles when the EV battery is depleted. I’m talking LOUD rpms as if the car won’t shift ,but this is by design… there’s no tachometer either so it’s nerve racking. On two occasions the car has billowed white smoke out the back. I have a hunch the head gasket is blown and will leak coolant into the pistons but I can’t correlate the cause to anything yet. Car still works fine for now… gonna do diagnostic on Sunday.
She’s built up her credit to around 650-670. Should we sell it and put a down payment on a more reliable car at a lower apr? Last thing we need right now is for her car to shit out and rack up a potential bill that’s likely to be half of what she owes.. not sure what to do, some advice would be gratefully appreciated.
I have a 2013 Chevy cruze. I owned since 2016. At least twice a year my car leaks coolant into the pistons. I have been looking for different cars but no luck. If fact my car is leaking coolant right now. It over heats the engine within 5 minutes of driving.
I would absolutely sell it ASAP, and get a Camry or Corolla to replace it.
I’d read better things about the Volt than this. Regardless…
See what Carmax will pay for it. If it will get her out of the loan, sell it to them and visit somewhere else for the next car. I would not buy from Carmax. A 650-670 score, if that’s accurate, will warrant a much better interest rate now. Or buy private party or get a used cash beater. r/personalfinance loves their used beaters for people in this situation but there are downsides.
At least explore selling it to Carmax. Carvana and Vroom as well, but their offers are dropping on many cars.
Do research on what you buy next.
sell it to carmax and buy a $4k car with cash. 22 apr is usurious and with her credit, a “better” car wont be much better than that
Trade it back in to chevy asap. Used car bubble will burst in the next few months. Currently used vehicles are at a premium and some have actually appreciated in value. I turned my vehicle back into chevy, had a 14%apr and owed 49k on a truck with 62k in miles. Chevy paid me 20k more than I paid for it, I got into a brand new truck, payments stayed the same and my apr is now 3.22%.
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