Have a decent chunk of change from home sale and want to put it to work. I’ve read the wikis and several threads, so E-fund and IRA are set for this year and next. Anything I should be thinking about in the current financial environment?
Additional personal context below.
Husband is self-employed but my income is steadier and typically 2-3x his. We’ve moved to a lower COLA area (25-30% less) and conservatively expect my income will adjust accordingly.
I recently left a bad job situation and am staying with/helping out elderly parents rent-free until I figure out what’s next. Not sure whether we’ll buy or rent once I get a new job so that’s a consideration for some liquidity in the next 6-12 months.
Husband invests in stocks and ETFs, but I’ve typically been more risk averse. That said, savings accounts haven’t been doing me any favors.
If you’ve made it this far, thank you. Appreciate any feedback!
look into Ibonds for some of that safe money. http://www.treasurydirect.gov Interest rates make them a good deal right now for money you won’t withdraw soon.
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